4 Point Inspection
How To Pass a 4 Point Inspection
Read this and view videos of 4 Point Inspection in each section to get more details
Call Neil to ask questions if you have any
Have repairs made if needed
Schedule inspection
Electrical
Electrical: This is an area that you do not want to play around with. As a Certified General Contractor I myself do not attempt to do repairs, replacement or maintenance on electrical panels or electrical components. I call a LICENSED ELECTRICIAN! This is no place for the do it yourselfer, I do not care how handy you are or what electrical contractor your nephew once worked for. Whenever we inspect panels installed or repaired by unlicensed personnel without pulling a permit it is invariably done wrong. Don’t gamble with the lives of your loved ones. Hire a properly licensed electrician who pulls permits.
- Verify manufacturer of electrical panel. Many insurance companies will not insure Federal Pacific (FPE) panels along with a few other brands. Verify insurability with your insurance agent as this changes from one insurance company to another.
- Verify that electrical panel box and breakers are from the same manufacturer.
- Verify that Legend is filled out and legible so you can tell what circuits each breaker is controlling.
- Verify no open spaces in electrical panel. Sometimes there will be an empty space where a breaker or cover plate should be.
- Inspector will verify that there are no double taps and wiring is proper inside panel. Do not attempt to do this yourself. Unless you are a licensed electrician you have no business opening an electrical panel.
- Verify that there are no solid aluminum wire branch circuits visible.
- Cover Plates: No cover plates should be missing from electrical switches, receptacles or junction boxes.
- Smoke Detectors: All smoke detectors are in working condition. Located inside bedrooms, hallways leading to bedrooms and attached garages.
- Exposed Wiring: No exposed romex wiring or electrical connections in any room including attached sheds, laundry rooms and workshops. This includes romex wiring at garbage disposal.
HVAC System
- Air conditioner and heating system should be installed, complete, and operable.
- There should be no signs of water damage, condensation leaks, or signs of previous condensation leaks below the air handler.
Plumbing
We check for leaks and evidence of previous leaks at valves, supply lines, drain lines, sinks, faucets and water heaters. The plumbing is of great concern due to the amount of damage that is done by water. Insurance companies will want to know the plumbing type and age before they will even consider binding insurance. For most of the insurance companies, polybutylene plumbing is un-insurable. Insurance for galvanized and cast iron plumbing is harder to to find and likely more expensive because of its age.
- Types of plumbing materials present (copper, PVC, CPVC, PEX, polybutylene, galvanized, etc.)
- Any water leaks at sinks, drains, supply lines, valves and washing machine hoses.
- No evidence of previous leaks. The insurance company requires that the report contain pictures of plumbing under the sinks. If they see evidence of previous leaks they will assume damage was done and not repaired. Painting over water stains is all that is necessary.
- No leaks
- Electrical wiring in protective conduit. Electrical covers installed.
- ¾” TPR Valve Drain Line installed properly. Needs to be made of rigid material, have no more than 4 elbows, terminate within 6″ of floor, no threads permitted at termination point. May terminate at floor next to water heater, not required to be plumbed to outside.
Roof
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- No lifting, curling, broken or missing shingles.
- No missing aggregate
- No indications of leaks.
- No damaged flashings including pipe flashings.